How We're Paid & Advisory Fee Disclosures

1. Complimentary Initial Consultation & Strategic Audit

Our initial strategic discovery session, debt-to-income assessment, and preliminary capital feasibility review are 100% complimentary. There is no fee, retainage, or financial obligation to submit an expedited intake or explore your capital architecture with Managing Partner Cesar Valdez.

2. Transparent Scope of Services & Fee Architecture

Prior to beginning any advisory engagement, clients receive a formalized, written Advisory Agreement outlining the exact deliverables, project milestones, and clear fee schedule. Our consulting fees reflect our four specialized practice areas:

• Credit Repair Consulting: Structured in strict compliance with the Credit Repair Organizations Act (CROA). No fees are charged or accepted prior to the verifiable completion of agreed document investigations and bureau audit milestones.
• Personal Funding Consulting: Fixed strategic advisory retainers or milestone-based structuring for consumer liquidity profiles.
• Business Funding Consulting: Comprehensive corporate capital architecture, tier-1 vendor structuring, and placement packaging.
• Debt-to-Income (DTI) Ratio Consulting: Dedicated restructuring strategies, liability payoff sequencing, and balance-sheet optimization to prepare files for institutional underwriting.

All fees are explicitly defined in writing; there are never hidden administrative surcharges, surprise retainers, or undisclosed recurring fees.

3. Institutional Lender Placement & Intermediary Independence

When Limitless Funding LLC structures and prepares client dossiers for submission to third-party banks, SBA lenders, or private credit syndicates, all intermediary arrangements are disclosed in accordance with California commercial finance regulations. Limitless Funding LLC does not issue loans directly, does not set institutional interest rates, and does not control closing costs, points, or lender origination fees dictated by third-party underwriters.

4. Statutory 3-Day Right of Rescission & Cancellation Protocol

Under both federal guidelines and California statutory provisions, clients hold the absolute legal right to cancel any formal consulting agreement within three (3) full business days of signing, without penalty, fee, or ongoing obligation.

Cancellation Procedure:
To exercise your right of rescission, transmit a written notice of cancellation via email to compliance@limitlessfunding.com (or directly to Managing Partner Cesar Valdez via our Bakersfield headquarters) before midnight of the third business day. Upon receipt, any unearned retainers are refunded promptly without administrative deduction.

5. No Outcome Guarantees Disclaimer

Pursuant to the Federal Trade Commission (FTC) standards and California Department of Financial Protection regulations, Limitless Funding LLC does not guarantee specific funding approvals, fixed dollar amounts, interest rates, or predetermined credit score point increases. Bureau dispute outcomes and institutional capital approvals rest exclusively upon third-party algorithms, credit reporting bureaus (Experian, Equifax, TransUnion), and institutional risk underwriting criteria.

6. Billing Oversight & Compliance Inquiries

For billing verifications, fee schedule inquiries, or agreement audits, please direct correspondence to executive management:

Limitless Funding LLC
5701 Truxtun Ave., Suite 220
Bakersfield, CA 93309
United States of America
Direct Telephone: +1 (661) 829-3600
Executive Desk: Cesar Valdez, Managing Partner